Payments Methods
Overview of the various payment methods we use.
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PayFlex: PayFlex is a South African payment solution that allows consumers to make purchases and pay them off over a period of time. It functions like a credit card, but with more flexible repayment terms. With PayFlex, consumers can make purchases online or in-store and choose to pay the balance over 6, 12, or 18 months. The interest rate varies depending on the repayment period chosen.
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PayFast: PayFast is a popular online payment gateway in South Africa. It allows merchants to accept payments from customers using a variety of payment methods, including credit cards, Instant EFT (Electronic Funds Transfer), and Bitcoin. PayFast offers a secure, fast, and easy-to-use platform for online payments, with competitive transaction fees.
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Ozow: Ozow is a South African payment platform that enables customers to make instant EFT payments directly from their bank accounts. It eliminates the need for customers to enter their bank details and verify payments, making it a convenient and secure option. Ozow also provides a mobile app that allows customers to make payments on-the-go.
Overall, each of these payment methods offers unique benefits and features that can suit different customer needs. It's important for us to consider the needs and preferences of our clients when selecting payment methods to offer on check out. By providing a range of payment options, we can improve your satisfaction in procuring what you want.
Sometimes complex problems need simple solutions to solve them. Our mission is simple. To offer consumers the opportunity to shop now and pay later, interest-free. In 2017, we realised that South Africans needed a new way to pay. A payment solution that does not rely on costly credit – and is simple to use. A payment revolution that helps consumers get what they want today and pay later over 6-weeks, interest-free. So we looked abroad and brought the best of the Buy-Now Pay-Later (BNPL) payment revolution to our shores. The best of Afterpay, Klarna and Zip, localised and improved to meet the needs of South African shoppers.
Convenient Credit Facility Allowing You To Safely Shop Online With Participating Retailers. One Single Monthly Payment For All Purchases Allowing You To Spend Whatever You Re-pay. Once-off Application. Get up to R35,000 Credit. One Monthly Instalment.
Get paid with your Zap Code or Zap Link in-person and online. QR code & URL based mobile payments and rewards platform. Get On The Map. Eliminate Fraud. Get Valuable Feedback. Gain Valuable Insight. Earn Customer Loyalty.
No interest. No fees, No catch. That’s what you get with MoreTyme from TymeBank. Pay in 3 months. Sign up on the app to access & activate MoreTyme. No monthly fees.
Visa and MasterCard are payment networks that allow for the electronic transfer of funds between banks or other financial institutions and companies. They provide branded payment processing services for credit cards, debit cards, and prepaid cards that banks or financial institutions can then offer their customers.
Visa Electron and MasterCard Maestro debit cards are one of the most efficient, convenient and safe tools for managing your accounts. They can be used worldwide for: Making payment transactions in stores. Withdrawing cash from ATMs and bank's POS terminals. Depositing money on an account via Cash-in machine.
What is SnapScan? SnapScan is an app that lets you pay with your phone quickly, easily, and safely. Your SnapScan app uses your phone's camera to scan a SnapCode (a unique QR code). Stores have their own SnapCodes, and scanning these codes allows you to pay them.
SCode is a unique payment platform that allows you to pay for your online purchases in person at over 6,000 South African retailers. What’s more, you can pay using their credit, cheque or debit card, and even cash!
SCode is an optional payment method, you can use it when you select PayFast as a payment method during checkout. You see it in the list of payment methods on PayFast dashboard.
It’s important to note the following:
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After you have selected to pay using SCode, you will receive an email or SMS that has to be presented at one of the participating retail stores. This email or SMS is only valid for 7 days.
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If you received an SMS, the cashier will simply input the 16-digit code received on SMS.
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If you received an email, the cashier will scan the emailed barcode if it has been printed. Barcodes shown to cashiers on mobile devices will require the cashier to manually input the 16-digit barcode number.
Once payment has been made at the cashier, your order will then be officially created on your zasttra account.
Instant EFT is a quick and convenient way for online shoppers to checkout online using funds from their cheque, credit or savings accounts. Money is transferred from the customer's bank account and cleared instantly, enabling online shopping without the need for a credit card. The entire process is seamless.
Use your banking App.
Quick Pay allows you to accept payments with Maestro.
Maestro is a debit card from Mastercard. It can only be used when transacted a 3-D Secure transaction. Maestro card is an interesting add-on for your card payment portfolio, specially targeting a younger audience. Most banks and acquirers support Maestro cards. Improved security using 3-D Secure. Supports all currencies.
PayFast is a leading online payment processing solution for individuals, NPOs and businesses of all sizes in South Africa. We are dedicated to enabling the easy, secure and instant transfer of money to online.
Money Order
A money order is a certificate, usually issued by a government or banking institution, that allows the stated payee to receive cash on demand. A money order functions much like a check, in that the person who purchased the money order may stop payment.
Bank Deposit